Based on the methods of earthquake hazard analysis and seismic design criterion of buildings, this paper presents a probability models for earthquake loss risk evaluation and expounds the calculation method of the earthquake insurance amount and premium rate.
本文结合我国地震危险性和建筑物抗震设防标准提出了地震损失风险评估概率模型,并给出了建筑物地震保险金额和保险费率的计算方法。
On the basis of the analysis of the losing frequency s and the losing scope s characteristic in catas-trolhic risk and the limit of traditional insurance and reinsurance withstanding catastrophic risk,and so on, the article mainly introduces some kinds of production in catastrophic risk Securitization and analyses the advantage and disadvantage of them.
在分析了巨灾风险的损失频率与损失幅度的特点、传统保险与再保险对抗巨灾风险的局限性等方面的基础上,重点介绍了巨灾风险证券的几种产品类型,分析了各种风险转移方式的优缺点。